Ins info about our cars:

[deactivated]

I did this quote out of curiosity. My current rates are actuallt better but this was through State Farm.

Below is a quote for a 27 yo male no at fault accidents or violations:

Bodily Injury / Property Damage $100,000/$300,000/$50,000 $248.00
Comprehensive $500 $86.80
Collision $500 $219.20
Uninsured Motor Vehicle $10,000/$20,000 $39.20
Medical Payments $10,000 $76.00


--------------------------------------------------------------------------------

Total Premium Vehicle 1 of 2: $669.20


Note that is semi-annual. Folks that is pretty basic coverage for our cars. Apparently the ins industry has taken note of all the totals.....just look at the comp deductible. For the same amount on my wife's CR-V it is half that. Collision is also $50 cheaper on hers. I'm afraid that soon some people won't be able to own the car cause the ins is just too high.

Moral of story: DRIVE CAREFULLY!

[127bull]

I'm 37 with State Farm and my insurance is only about eleven dollars lower than the 04 F-150 I traded in. They say it is because of the past Focus reliability and repair rates, but I still pay half of what you are quoted here hopefully everyone can shop around and get a better rate.

[Davan]

Wow. That seems like an awful lot.

I'm only paying about $1400 a year (canadian! thats more like $1050 american) for a completely loaded policy.

[imajsdaddy]

2002 Ford Focus SVT
VIN: ****************** Vehicle Subtotal: $836.02

Bodily Injury
Limit 50,000/100,000 per person/per accident $136.12

Property Damage
Limit 100,000 per accident $117.84

Uninsured/Underinsured Motorists Bodily Injury
Limit 50,000/100,000 per person/per accident $23.77

Uninsured/Underinsured Motorists Property Damage
Limit 25,000 per accident $2.55
Deductible 250 per accident

Medical Payments
Limit 5,000 per person $23.72

Extended Benefits
Selection: Coverage Declined $0.00
Wage Earner Disability Benefits
Selection: Coverage Declined $0.00
Essential Services Disability Benefits
Limit Coverage Declined $0.00
Death Benefit
Limit Coverage Declined $0.00

Comprehensive
Deductible 100 per occurrence $155.80

Collision
Deductible 500 per occurrence $352.22

Rental Reimbursement
Limit 30/900 per day/maximum $18.00

Towing & Labor
Selection: Coverage Selected $6.00

Vehicle Subtotal $836.02


This is for 6 months...24 married male with no accidents or tickets on my record!

MAkes me mad as thats horrible! But you have to have it!

[Davan]

Yeouch! Makes me feel quite good about what I'm paying!

[imajsdaddy]

yeah... thats just the SVT... The ZX3 is another $450 or close to that... the total I pay for 6 months is $1303

[Sonic04SVT]

Let's try about 275 a month for a 21 year old male! Oh well its only money, right?!?!?

[charlesp37]

I know this is an old thread but before I got married I was paying $345.00 for 20 year old with no accidents or violations, now I pay $175. So if you can't afford the insurance get married.